Health Savings Accounts (HSA): Health savings accounts can be used to pay for medical expenses such as therapy and can often significantly decrease the cost of treatment. Blake accepts all forms of HSA.
Tax Deductions: Medical expenses, including out-of-pocket costs for psychotherapy, can often be deducted on your income taxes. You should speak with an accounting professional to determine whether you would be eligible for such a deduction.
Using Insurance: Most insurance companies cover a significant portion of Blake's fees. If you decide to seek reimbursement from your insurance company, Blake will provide you with a detailed invoice (sometimes called a "superbill") that will make this process simple and straightforward. It usually only takes a couple of minutes to submit a claim and your insurance company's claims specialist can walk you through exactly what steps to take if you have any questions.
Like many therapists, Blake chooses not to be under contract with insurers. This is due in part to the costs, as well as to the diminished ability to provide confidentiality, that are associated with this arrangement. Being "in-network" (under contract) would mean agreeing to much lower reimbursement rates for his services and would mean hours of extra (unpaid) paperwork each week. Being "in-network" also greatly diminishes his ability to provide confidentiality, because these contracts stipulate that he must hand over a client's confidential treatment information (his therapy notes) to the insurer. For these and other reasons, it simply does not make sense for any therapist, who would not otherwise have a difficult time getting clients, to go under contract with insurers.
Keep in mind that it is your responsibility to learn about your particular insurance plan and about what portion of services they will cover. The number for your insurance company should be listed on your insurance card. Blake's services are usually covered as part of the "out-of-network" portion of healthcare plans. If for some reason your insurance company denies coverage for Blake's services, limits the number of sessions they will cover, or requires you to pay out-of-pocket at a rate you feel you cannot afford, you may be eligible for a lower sliding-scale rate (see below).
Payment Methods: Most clients choose to pay using their HSA, credit, or debit card. However, cash and check payments are also accepted. If you wish to pay via cash or check, you must pay at the beginning of the session. Keep in mind that a valid HSA, credit, or debit card number is required to book an appointment.
Standard Rate: All appointments are 60 minutes in length and are billed at $245, unless an alternative sliding scale rate is agreed upon ahead of time (see below).*
Sliding Scale Rates: In major metropolitan areas, quality psychotherapy typically runs between $200 and $300 per session. However, in an effort to make access to care more just, Blake takes on a limited number of clients on a sliding scale basis. If you believe that you would benefit from treatment, but are thinking about not enrolling due to the cost, please inquire about a sliding-scale rate. A number of factors are relevant to determining what kind of rate is appropriate in a particular case. These include the client's socioeconomic situation, their insurance status, and whether they are a good fit for this type of therapy. Blake is committed to working with clients to make sure they get access to the services they need at a price that is affordable, whether through his own practice or through another qualified provider.
*Keep in mind that a sliding scale rate needs to be worked out with Blake prior to scheduling and that neither evening nor weekend appointments will qualify for a sliding scale rate. That is, sliding scale clients must be willing to meet on weekdays before 5pm.
Cancellation Policy: The time that you schedule is held exclusively for you. As such, it has an impact on other clients - making it more difficult, and sometimes impossible, for them to reschedule or to book additional appointments. To cut down on hasty, careless, errant, or otherwise inconsiderate scheduling practices, which are unfortunately all too common in practices that lack the appropriate policies, Blake has instituted a 24 hour cancellation rule.
Please do remember to cancel or reschedule 24 hours in advance. You will be responsible for the entire fee if notice of cancellation or request to reschedule is given by you less than 24 hours from the scheduled start time of your appointment. This 24 hour cancellation policy applies to all appointments without exception.
Being-on-time: If you are late for a session, your session will still end at the time it was originally scheduled to end (meaning that you will lose some of your session time by arriving late).